Opt-out of Junk Mail
Opt-out of Junk Mail & Increase Your Credit Score
Sick of throwing your pre-approved credit and insurance mail directly into the recycling bin? What about the phone book that magically shows up on your porch? Well, is it time for you to green your mailbox and save some trees!

Start by going to optoutprescreen.com, a government subsidized website, and stop the offers from being sent for 5 years if you take the quick online sign-up route or permanently if you reply by mail. I recently read an article about financing and the mortgage expert reported that you can quickly increase your credit score by 5 to 10 points by opting out and telling the credit bureaus to stop selling your information. Institutions that pull your credit will see your choice on your credit report and will deem you more credit worthy since you will not be tempted by new credit all of the time.
As for the phone books, you can go to yellowpagesoptout.com and search by your zipcode. Everything you need to find contact information is digital and on the internet so if you aren’t going to use your copy prevent the waste from the source. Remember REDUCE is the first word in the phrase ‘reduce, reuse, recycle’ because it reduces your carbon footprint more than reusing and recycling!
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