Interest Rates Inflation Flow of Investment Funds Business Cycles Cataclysmic Events Migration & Job Growth Path of Development New Construction Supply & Demand Neighborhood Factors Changes in Season To read the beginning of this discussion on factors that affect home prices, Click Here. [...]
The national news is filled with warnings about foreclosures reaching new highs. I got curious and pulled the stats for Santa Cruz County and I have some good news regarding home values to report.
A year ago Distressed properties made up 30% of the sales here in Santa Cruz County. As of 4-19-2011, our MLS [...]
This is the question most often asked real estate agents. “Good” or “Bad” are terrible answers to give someone because the answer really depends on their situation. Are they buyers, sellers, landlords, or renters? Each will need an answer that addresses their needs. What is good for a buyer [...]
The rules, which go into effect April 1, 2011, are designed to protect mortgage borrowers from unfair, abusive, or deceptive lending practices.
The market here in Santa Cruz has been stable for a year now…
The Senate passed the financial regulation bill today, which will impact home buyers and lending guidelines.
Interest in purchasing real estate as an investment has more than tripled in the past year, according to a survey conducted by Move, Inc.
Californians have a brief window of opportunity to receive up to $18,000 in combined federal and state homebuyer tax credits. To take advantage of both tax credits, a first-time homebuyer must enter into a purchase contract for a principal residence before May 1, 2010, and close escrow between May 1, 2010 and June 30, 2010, inclusive.
The Federal Reserve has been purchasing mortgage-backed securities guaranteed by Fannie Mae and Freddie Mac since early last year. The purchase program has helped maintain low interest rates for borrowers. As planned, the Fed this week announced it will stop purchasing these securities at the end of this month. Many analysts anticipate this will result in a slight rise in rates by year’s end.
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